Zama — Africa's Privacy Currency

Africa's Payment Rails

We're Building the Rails
Africa Needs to Thrive.

African money runs on foreign rails — SWIFT, Visa, Western Union — that are slow, costly, and controlled from outside the continent. So we're building African-owned rails from the bottom up: starting with the everyday person, then small businesses, then big institutions, then governments. Each layer rests on the one below it — and ZAM settles them all underneath.

The Everyday Person

Send money like a message

Individuals and families move money, receive remittances, and store value safely — no bank account, no paperwork, near-zero fees. ZamaSend already sends money across borders in minutes.

Small Businesses & Traders

Get paid at the spaza shop and market stall

Informal traders and SMEs accept payments and get paid instantly. ZamaPay turns any Android phone into a free POS terminal — ZAM moves underneath, the merchant cashes out in rand.

Big Institutions & Enterprises

Settle across borders in seconds

Companies pay suppliers and settle invoices across Africa instantly. ZamaConnect replaces SWIFT and correspondent banks — no 3-day delays, no leaked fees.

Governments

Run the economy on rails Africa owns

Governments disburse grants, collect revenue, and run digital ID and transparent voting. Government Solutions — auditable, secure, and African-owned end to end.

Build the foundation right — the everyday person — and the whole continent moves on rails it owns. That is how Africa thrives.

Every Payment Becomes
a Permanent Block.

Each transaction on the rails is written to Africa's own blockchain — settled in seconds, owned by no bank, and impossible to fake or reverse. This is what a blockchain actually is: a chain of payments, each one locked to the last.

Block #21,559

Money homeJoburg → Harare · 1,200 ZAM

0x9f3a…e71c

Block #21,560

Spaza saleKhayelitsha · 85 ZAM

0x6a2f…b104

Block #21,561

Supplier paidLagos → Nairobi · 4,500 ZAM

0x1c80…9da2

Block #21,562NEWEST

Grant sentGovernment payout · 9,000 ZAM

0x4e7a…3f55

Each block is locked to the one before it by cryptography. Change a single past payment and the whole chain breaks — that's what makes it impossible to fake, censor, or reverse.

Africa Was Left Behind

Africa Missed Bitcoin.
Africa Missed Ethereum.
Not This Time.

$0.001

Bitcoin Launch Price

Most Africans had never heard of it. By the time it reached us, it was already worth thousands.

$0.31

Ethereum Launch Price

Most Africans still couldn't access an exchange to buy it. The opportunity passed us again.

$0.10

Zama Founding Price

Built in Africa. For Africa. You don't need a bank. You don't need an exchange. Just a laptop.

When Bitcoin launched, most Africans had no access to it. When Ethereum launched, most Africans still couldn't reach an exchange. By the time crypto arrived in Africa, the life-changing prices were already gone — captured by people in America, Europe, and Asia.

Zama is different. Built in Africa, for Africa, by an African — from day one. The founding price is $0.10. The mining software runs on any basic laptop. No bank account needed. No foreign exchange account needed.

For the first time in history — Africans get to be early.

Africa's Own Digital Gold

A Generational Store of Value.
Built for Africa.

Gold took 1,000 years to become the world's reserve asset. Bitcoin replicated it digitally in 15 years and made early miners millionaires. Zama brings that same model to 1.4 billion Africans — and you can mine it on any laptop today.

☉ Physical Gold

△ Zama (ZAM)

Fixed supply
~200,000 tonnes on Earth — no one can make more

Fixed supply
100,000,000 ZAM hard cap — coded in forever, no exceptions

You mine it
Dig it out of the ground with equipment

You mine it
Mine it with any laptop — no special equipment needed

Gets scarcer over time
Harder and more expensive to mine each year

Gets scarcer over time
Block rewards halve every 4 years — early miners earn the most

No government controls it
No country can print gold or freeze it

No government controls it
Fully decentralised — no bank, no government, no off switch

Stores value
R1,000 in gold in 1970 = millions today

Stores value
Early Bitcoin miners turned R500 into millions — Zama is next

Hard to send across borders
Physical — requires couriers, customs, insurance

Instant across all 54 nations
Send from Cape Town to Kinshasa within minutes. Near-zero fees.

Inflation Protection
Supplies are limited by geology; historically beats fiat inflation

Inflation Protection
Supply is limited by code; mathematically immune to central bank printing

Gold bars and ZAM coin — Africa's Own Digital Gold

"Gold took 1,000 years. Bitcoin took 15. Zama is built for Africa's 1.4 billion — and it starts with a laptop and a dream." — Zama Coin · 2026

The Problem

Africa's Money
Is Being Controlled.

600 Million Unbanked

Over half of Africa cannot access traditional banking. No way to send money, save safely, or join the global economy — by design.

Governments Freeze Currencies

Zimbabwe. Angola. Congo. Governments freeze currencies overnight. Traders wake up to find their savings worthless or completely inaccessible.

20% Cross-Border Fees

Every month, millions of Africans lose 5–20% of their hard-earned money to remittance fees before it reaches their families. That money is gone forever. Zama sends it within minutes — for near-zero fees.

Zero Financial Privacy

Every transaction is visible to governments and banks. Offshore account privacy — enjoyed by the wealthy — is completely out of reach for ordinary Africans.

$800B

The size of Africa's informal economy — the people banks ignore, Zama serves.

The Old Way vs The Zama Way

OLD TECHNOLOGY — Every middleman takes a cut

You

→

Transfer
Company
takes cut

→

Correspondent
Bank
takes cut

→

Local
Agent
takes cut

→

Family
gets less

Result: 5–20% gone in fees. 1–3 days waiting. Nothing you can do about it.

ZAMA — No middleman. Ever.

You

→

Blockchain
no middleman · no cut

→

Family

Result: Near-zero fees. Minutes, not days. Full amount received. Every time.

All 54 African Nations

South Africa Nigeria Kenya Ghana Ethiopia Zimbabwe Angola Congo Tanzania Uganda Namibia Botswana + 42 more nations ✓

How It Works

Private. Fast.
African.

Privacy by Default

Every Zama transaction is 100% hidden. Sender, receiver, and amount are all invisible — unlike Bitcoin where anyone can see your balance.

Mine on Any Laptop

CPU mining only. No expensive graphics cards. If you have a basic laptop anywhere in Africa, you can mine ZAM and earn real money today.

Send in Seconds

Send ZAM from Cape Town to Kinshasa within minutes. No banks. No borders. No 20% fees. Just fast, private money movement.

Convert Instantly

Receive ZAM and convert to Rands, Kwanza, or Kwacha on the spot. No middleman. No delays. No questions asked.

Tokenomics

Scarce by Design.
Built to Last.

100 million ZAM. Hard cap. Halving every 4 years. The same scarcity model that made Bitcoin worth millions — now built for Africa.

Total Supply100,000,000 ZAM

AlgorithmRandomX (CPU)

Halving CycleEvery 4 Years

TickerZAM

Pre-Launch Phase (Now)Building Reserve

Block Reward~190 ZAM / block

Block Time2 Minutes

Daily Emission~136,000 ZAM / day

Public Launch (4M ZAM reached)Network Opens

Block Reward~50 ZAM / block

Block Time4 Minutes

Daily Emission~18,000 ZAM / day

Halving Schedule — After Public Launch

Years 1–450 ZAM/block · ~30M circulating

Years 5–850 ZAM/block · ~78M circulating

Years 9–1225 ZAM/block · ~91M circulating

Year 13+12.5 ZAM/block · 100M cap hit ✓

Supply Allocation

96%

Public Mining

96,000,000 ZAM · Open to all miners worldwide

Every ZAM in this pool is mined openly by the global community. CPU only. No pre-sale. No ICO. Earn it or buy it — nothing is handed out for free.

Development Fund

4,000,000 ZAM · Fully disclosed · Used transparently

Funds exchange listing fees, server infrastructure, wallet development, and price stability. Mined before public launch and fully disclosed in the whitepaper. No hidden reserves.

Mining

Mine ZAM
From Anywhere in Africa.

Mine ZAM on any laptop — Cape Town, South Africa

↓

Download the Miner

Free mining software for Windows, Mac, and Linux. Download and install in under 5 minutes. Works on any computer from the last 5 years.

◎

Join the Zama Pool

Connect to the official Zama mining pool. Combine your CPU power with other miners across Africa for steady, predictable daily earnings.

◆

Start Earning ZAM

Your computer starts mining immediately. ZAM rewards are paid out daily to your wallet. The earlier you start, the more you earn — rewards halve every 4 years.

◈

Convert or Hold

Exchange ZAM for Rands on African exchanges, or hold and wait for price growth. Early Monero miners who held turned R500 into millions.

zama-miner · terminal

# Zama mining software · Coming Q3 2026

✓ RandomX algorithm — CPU optimised

✓ Windows · Mac · Linux supported

✓ Works on any laptop from last 5 years

# What to expect

Block reward: ~190 ZAM (pre-launch) → 50 ZAM (public)

Block time: 2 min (pre-launch) → 4 min (public)

Daily estimate: ~14–27 ZAM per CPU at launch

# Join the waitlist to get notified first

$ _

Security

Built to
Withstand Attack.

Zama inherits Monero's battle-tested security model — the most attack-resistant privacy protocol ever built — then layers additional protections on top.

RandomX Shield

CPU-only mining means attacking Zama requires renting millions of server cores — each needing 2GB of RAM. The cost of a 51% attack far exceeds any possible profit.

ASIC & GPU Resistant

Block Checkpoints

Every 1,000 blocks (~3 days), a block hash is hard-coded into the Zama node software. Chain rewrites become mathematically impossible.

51% Attack Prevention

DDoS Protection

Zama nodes run behind enterprise-grade infrastructure. Only essential ports are open. Mining pool software enforces per-IP rate limits to absorb traffic floods.

Enterprise Infrastructure

Decentralised Mining

No single pool can control more than 40% of the network. The Zama dashboard flags any pool approaching dominance publicly and in real time.

Pool Limit Enforced

Roadmap

The Path to
African Financial Freedom.

Q2 2026

In Progress

Genesis

Blockchain live. Mining active. Website live. Community building across SA, Zimbabwe, Angola, Congo.

Q3 2026

Mainnet & Mining

Public mining opens. Software for Windows, Mac, Linux. Official pool opens. First public ZAM blocks mined.

Q4 2026

Exchange Listings

Exchange listings coming soon. Price will be discovered by the market.

Q1 2027

AmbaniTrade Integration

ZAM will power Ambani Pay — the payment engine inside AmbaniTrade — real utility across all 54 African nations.

Visit AmbaniTrade ↗

2026

ZamaSend

Send money from South Africa to Zimbabwe, Namibia, Lesotho, Eswatini & Mozambique. Zero fees. Money arrives on EcoCash in under 30 minutes. No bank account needed.

2027

ZamaPay — POS Terminal

Handheld payment terminal for informal traders. Customer pays normally — ZAM moves in the background. Merchant pays out to bank instantly.

2027

ZamaCard

A prepaid card loaded with ZAM. Spend it at any card terminal in the world. ZAM converts to local currency automatically — no bank needed.

2027

ZamaConnect

The enterprise payment rail for Africa. Businesses and governments pay suppliers, disburse grants and settle contracts across borders in seconds — recipients receive local currency. No SWIFT. No correspondent banks.

Explore ZamaConnect ↗

2029

Government Solutions

Blockchain infrastructure for African governments — 9 solutions including ZamaVote, ZamaID, ZamaTitle, ZamaGrants, ZamaHealth, ZamaTender & ZamaCourt. Transparent. Auditable. African-owned.

Explore Government ↗

THE ZAMA ECOSYSTEM

One Currency.
A Complete Financial Network.

ZAM isn't just a coin to hold — it's the engine powering a full payment ecosystem built for Africa.

ZAM is the currency that will power payments in African informal trading and a card that works anywhere in the world.
Get in at $0.10 before that happens.

● LIVE NOW

Zama Coin

Africa's privacy cryptocurrency. CPU-mined on any laptop. 100M hard cap. Mine it, hold it, spend it — no bank account needed.

Mining active · zamacoin.org

· COMING SOON

ZamaSend

Send money from South Africa to Zimbabwe, Namibia, Lesotho, Eswatini & Mozambique. Zero fees. Money arrives on EcoCash in under 30 minutes. No bank account needed.

Zero fees · send.zamacoin.org

· 2027

ZamaPay

A handheld POS terminal for informal traders and small businesses. Customer pays — ZAM moves in the background. Merchant taps Payout and gets ZAR straight to their bank account. Zero crypto knowledge needed.

No monthly fees · Works on any Android phone

· 2027

ZamaCard

A prepaid card loaded with ZAM. Spend it at any card terminal in the world. Your ZAM converts to local currency automatically — no exchange, no bank, no friction.

Accepted at millions of terminals worldwide

· 2027

ZamaConnect

The enterprise payment rail for Africa. Businesses pay suppliers across borders. Governments disburse grants, settle contracts, and make cross-border payments — all in seconds. ZAM moves the value underneath; recipients receive their local currency. No SWIFT. No correspondent banks. No delays.

B2B & Government · One blockchain for all 54 African countries

· 2029

Government Solutions

Blockchain infrastructure for African governments — 9 solutions including ZamaVote, ZamaID, ZamaTitle, ZamaGrants, ZamaHealth, ZamaTender and ZamaCourt. Transparent. Auditable. African-owned. Built on ZAM.

9 solutions · Secure & auditable

Meet the Founder

From a Street Stall in Mitchells Plain
to Global Trade.

Ebrahim Hendricks

Founder, Zama

Ebrahim Hendricks began as a street trader selling fruit and vegetables in Mitchells Plain, alongside his father and brothers.

The business grew to supply local shops and chain stores, then expanded into exports across Namibia, Angola, Dubai, Bangladesh, and North Africa.

What makes this different is where it comes from. Years of trading across borders meant living the delays, the heavy fees, and the currencies that could lose value overnight — the same financial friction millions of Africans face every day. This was not built from an idea on paper; it was built by someone who carried the cost of a broken system firsthand, and set out to fix it.

FAQ

Common Questions.

Straight answers. No marketing language.

Is this a scam? How do I know Zama is real?

Zama is a fully working blockchain — not a promise, not a whitepaper, not a pre-sale. The founding chain has already mined over 4,000,000 ZAM, and public CPU mining opens to everyone on June 19, 2026. You can inspect the chain yourself, block by block, on the block explorer. The source code is based on Monero, the most battle-tested privacy coin in the world. The website is zamacoin.org, the founder is reachable, and every ZAM in the founder reserve is publicly tracked on the Transparency page. No anonymous team. No fake promises. Just a working chain.

How is Zama different from Bitcoin?

Three big differences. First, privacy — every Zama transaction is completely private by default. No one can see your balance or who you sent money to. Bitcoin is 100% public. Second, Africa-first — Zama was built specifically for African cross-border payments, near-zero fees, no bank account needed. Third, you can still mine it on a laptop. Bitcoin requires ASIC machines worth thousands of dollars. Zama uses RandomX — any basic CPU qualifies. You are early in a way that was never possible with Bitcoin.

Do I need a bank account or crypto exchange to get ZAM?

No bank account needed. No exchange needed. You can mine ZAM directly on any laptop — Windows, Mac, or Linux. The mining software connects to the Zama network and earns ZAM automatically. Alternatively, you can buy ZAM directly from the founder at the founding price of $0.10 using Bitcoin, Ethereum, Solana, or USDT — no bank involved at any step.

Can I really mine ZAM on my normal laptop?

Yes. Zama uses RandomX — a mining algorithm designed specifically to run on CPUs. Any laptop bought in the last 5 years qualifies. You don't need a gaming PC, a graphics card, or any special hardware. A basic R3,000 laptop mines the same algorithm as a R50,000 server — just slower. The mining software will be released when public mining opens. Join the waitlist to be the first to download it.

What happens to my ZAM after public launch?

At launch, ZAM will be listed on exchanges — exchange announcements coming soon. From that point, anyone in the world can buy and sell ZAM and the price is set by the market, not by us. In 2027, ZAM will power Ambani Pay — the payment engine inside AmbaniTrade — giving it real spending utility across all 54 African nations.

What if the price drops after launch?

All crypto prices fluctuate — that is the nature of early-stage assets. What protects ZAM's value is scarcity: only 100 million ZAM will ever exist, block rewards halve every 4 years, and a 6-day lock period prevents miners from dumping immediately after launch. The founding price of $0.10 is the floor. As more miners join, more people hold ZAM, and as exchange listings grow — demand increases. The early holders always win the most in every crypto that survives long term.

How do I send ZAM to someone in another African country?

Once you have a Zama wallet, sending ZAM is as simple as sending a WhatsApp message. You copy the recipient's wallet address, enter the amount, and hit send. The transaction settles within minutes, costs near-zero fees, crosses any border, and is completely private. No bank. No SWIFT. No waiting 3–5 business days. No losing 15% to remittance fees. That is the entire point of Zama.

Why is Zama considered a "Store of Value"?

A Store of Value is an asset that retains its purchasing power over time. Most local currencies lose value because governments can print more of them at any time — that is inflation. Zama is the opposite: its supply is permanently capped at 100 million coins. No government, no central bank, and no developer can ever create more. This absolute scarcity, combined with private ownership, makes Zama a digital vault for your hard-earned wealth.

Send Money. Accept Payments.Move Africa Forward.

The First 4 Million ZAMHave Been Mined

We're Building the RailsAfrica Needs to Thrive.

Send money like a message

Get paid at the spaza shop and market stall

Settle across borders in seconds

Run the economy on rails Africa owns

Every Payment Becomesa Permanent Block.

Africa Missed Bitcoin.Africa Missed Ethereum.Not This Time.

A Generational Store of Value.Built for Africa.

Africa's MoneyIs Being Controlled.

600 Million Unbanked

Governments Freeze Currencies

20% Cross-Border Fees

Zero Financial Privacy

Private. Fast.African.

Privacy by Default

Mine on Any Laptop

Send in Seconds

Convert Instantly

Two Videos.Every Question Answered.

Scarce by Design.Built to Last.

Mine ZAMFrom Anywhere in Africa.

Download the Miner

Join the Zama Pool

Start Earning ZAM

Convert or Hold

How Much WillYou Earn?

Built toWithstand Attack.

RandomX Shield

Block Checkpoints

DDoS Protection

Decentralised Mining

The Path toAfrican Financial Freedom.

Genesis

Mainnet & Mining

Exchange Listings

AmbaniTrade Integration

ZamaSend

ZamaPay — POS Terminal

ZamaCard

ZamaConnect

Government Solutions

Money That MovesAcross Africa.

One Currency.A Complete Financial Network.

Blockchain Built forAfrican Governments.

From a Street Stall in Mitchells Plainto Global Trade.

Common Questions.

Claim Your PlaceBefore It Opens.

Send Money. Accept Payments.
Move Africa Forward.

The First 4 Million ZAM
Have Been Mined

We're Building the Rails
Africa Needs to Thrive.

Every Payment Becomes
a Permanent Block.

Africa Missed Bitcoin.
Africa Missed Ethereum.
Not This Time.

A Generational Store of Value.
Built for Africa.

Africa's Money
Is Being Controlled.

Private. Fast.
African.

Two Videos.
Every Question Answered.

Scarce by Design.
Built to Last.

Mine ZAM
From Anywhere in Africa.

How Much Will
You Earn?

Built to
Withstand Attack.

The Path to
African Financial Freedom.

Money That Moves
Across Africa.

One Currency.
A Complete Financial Network.

Blockchain Built for
African Governments.

From a Street Stall in Mitchells Plain
to Global Trade.

Claim Your Place
Before It Opens.