Shop2Shop
2.5% fee on every transaction
R50,000/month = R1,250 in fees — gone
Monthly reward = a lucky draw — maybe you win, maybe you don't
Balance sits flat — your money doesn't grow
Card machine still needed for card payments
ZamaPay
1% flat fee — 2.5× cheaper than Shop2Shop
R50,000/month = R500 in fees — vs R1,250 with Shop2Shop
Guaranteed monthly reward — paid every single month
Balance grows — earn more the longer you hold
No card machine — your phone does everything